a fydd yna
gwymp ym mhrisiau tai? os felly, pryd a faint?
The latest trend in the housing market sees homeowners actually jumping off the ladder; it's a trend called "sell-to-rent".
Tim Ashton is a typical sell-to-renter. He bought his home in 1999 for £125,000 and 4 years later, convinced that prices were about to fall, he sold it for £220,000.
But, instead of buying a new house, he thought it would be better to rent.
"While it was risky being out of the market it was no riskier than being in," he says.